tag:blogger.com,1999:blog-6501869780961229827.post7393231052984314140..comments2023-12-27T17:26:35.546+00:00Comments on A Smaller and Simpler Life: My No Spend Challenge 2022 - The RulesSue http://www.blogger.com/profile/04947919568474743963noreply@blogger.comBlogger43125tag:blogger.com,1999:blog-6501869780961229827.post-61127442910521687182022-01-04T09:53:17.120+00:002022-01-04T09:53:17.120+00:00Thank you Linda the Lurker. š¤£š¤£Thank you Linda the Lurker. š¤£š¤£Sue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-56795670642523273532022-01-04T07:50:24.827+00:002022-01-04T07:50:24.827+00:00Looking forward to your challenge Sue:) Cheering ...Looking forward to your challenge Sue:) Cheering you on from Oz, Lurker Linda xoxoManchester Lass, Now and Thenhttps://www.blogger.com/profile/04946068658998389838noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-16833404092089978372022-01-04T07:41:25.261+00:002022-01-04T07:41:25.261+00:00I think my food stash has grown so much this year ...I think my food stash has grown so much this year as I too have become a bit obsessed with food shopping. There's not been much else I've been able to do so things have gotten out of hand a bit. It's going to be a good year to take back control. šSue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-43944443329707638242022-01-04T07:38:44.217+00:002022-01-04T07:38:44.217+00:00Oh gosh yes, in a heartbeat if something serious h...Oh gosh yes, in a heartbeat if something serious happened. The purpose of this is to build savings so the whole year is about accruing money for emergencies Sue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-6554062785762877032022-01-04T07:37:11.700+00:002022-01-04T07:37:11.700+00:00Thanks ... I hope so. šThanks ... I hope so. šSue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-54255071892400073422022-01-04T07:36:53.596+00:002022-01-04T07:36:53.596+00:00The NHS covers most of our medical expenses here i...The NHS covers most of our medical expenses here in the UK. Any private treatments, if necessary, will come out of savings as they always have done.Sue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-57735512006229387102022-01-04T07:35:09.995+00:002022-01-04T07:35:09.995+00:00We don't pay for any medications here in the U...We don't pay for any medications here in the UK, so no cost to me other than paracetamol at the supermarket which I buy there to save the NHS money. I will need a restock of vitamins, possibly late in the year.Sue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-90528396752344618272022-01-04T07:31:22.182+00:002022-01-04T07:31:22.182+00:00I think one of the reason the cash in my little dr...I think one of the reason the cash in my little drawer built up was that at the start of 2021 we weren't using cash in many shops as they only accepted card payments. Now hopefully I can spend the cash. š. Books or non-book buying is going to be the hardest thing for me this year ... I MUST be strict with myself. š¬šš¬Sue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-1150405601265998302022-01-04T03:21:18.531+00:002022-01-04T03:21:18.531+00:00I am very impressed with how much you have on hand...I am very impressed with how much you have on hand from the "bits & pieces" savings over the past year! I'm looking forward to following along as I attempt to really reduce my spending this year - or at least my frivolous spending. I am going back to using cash and I have spent some time today setting up my various envelopes. I have become a bit obsessed with buying food so it is time to cut back and use up some of what I have. My initial plan is to allow myself about 1/3 of my usual monthly food budget in Jan., Feb., and March - the difference will go into various envelopes (some for savings and some for purchases that will be NEEDED this year). I allow myself a very small allowance per month - but as we are about to go back into more restrictions as of Wed. (no indoor dining - no movie theatres or concerts) there isn't much to spend money on anyway! Good luck to you Sue.Margie from Torontohttps://www.blogger.com/profile/10103835021764804099noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-34014822108094252632022-01-04T03:03:06.165+00:002022-01-04T03:03:06.165+00:00Amazing - you blow me away. I presume you are sens...Amazing - you blow me away. I presume you are sensible enough to break the rules if something changed and you really needed to spend?<br />Virginiahttps://www.blogger.com/profile/06864657381173674455noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-55614825804191748622022-01-04T01:25:40.334+00:002022-01-04T01:25:40.334+00:00Iām looking forward to following your updates on t...Iām looking forward to following your updates on this challenge. You can do it!Barbara M.https://www.blogger.com/profile/06438114347870523265noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-77430530891348032702022-01-04T00:17:11.700+00:002022-01-04T00:17:11.700+00:00My first thought also was unforeseen medical/healt...My first thought also was unforeseen medical/health expenses not being factored in the list. <br />Looking forward to following along for a spend less year, I certainly don't enjoy shopping.MargaretPhttps://www.blogger.com/profile/12990336317308988689noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-7786543617698349242022-01-03T23:02:44.253+00:002022-01-03T23:02:44.253+00:00How about any medications you might have to purcha...How about any medications you might have to purchase? Or does the NHS cover these? Other than that question I can't see anything that you have missed.<br /><br />God bless.Jackiehttps://www.blogger.com/profile/16051183778965359500noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-86712465575243137432022-01-03T20:16:39.488+00:002022-01-03T20:16:39.488+00:00I don't think I could do this as I hardly use ...I don't think I could do this as I hardly use cash, so my no spends is not using my cards, which I don't find hard once I make up my mind. I don't need anything, clothes are good and shoes and if I lost weight I'd have a lot more. My biggest failings are books and plants.. so the library has a list ordered and my step daughters gave me garden vouchers and I have loads of seeds to keep me happily growing stuff, so thats sorted.Chrishttps://www.blogger.com/profile/18332613086771922320noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-59577010631540414302022-01-03T17:50:03.859+00:002022-01-03T17:50:03.859+00:00Yes I am off and running. My final spend was on a...Yes I am off and running. My final spend was on a pre-ordered book on 30th. Now there's no more spending on anything other than food and essentials for life. šSue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-9561609290487823262022-01-03T17:48:01.754+00:002022-01-03T17:48:01.754+00:00To be honest I am sick of shopping AND all the adv...To be honest I am sick of shopping AND all the advertising telling us that we should be shopping. It will be so nice to step away from all this and have a nice simple year.<br /><br />I'm currently making a meal out of one potato, some leftover stuffing and three inches of ready rolled pastry. šš¤£Sue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-48893597192297307362022-01-03T17:43:35.229+00:002022-01-03T17:43:35.229+00:00It is, and I've blogged about Challenges like ...It is, and I've blogged about Challenges like this for years, and it's through doing this sort of thing that we paid off two mortgages in less than ten years. This final push to save will see me with some money in the bank as well as our two rental properties and of course owning our own homes outright. So although my sons will inherit when I die ... and not fritter anything away as they have learned from me the benefit of being careful with money ... in the meantime we will be able to enjoy a reasonably comfortable retirement in which we can pay all our bills and enjoy holidays when we close our company in a couple of years.<br /><br />Happy New Year to you too. š Sue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-38294562137812114212022-01-03T17:19:03.048+00:002022-01-03T17:19:03.048+00:00I like your challenges. Reading along on some of t...I like your challenges. Reading along on some of the blogs makes me much more mindful of what I am spending, and how I am spending it. I thought that I was pretty sensible to begin with. Some of my blogging friends make me feel like an amateur. Debbyhttps://www.blogger.com/profile/09531125606268748793noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-68468618821926045322022-01-03T17:10:31.132+00:002022-01-03T17:10:31.132+00:00You crazy lady, the first thing I would want to do...You crazy lady, the first thing I would want to do is shop but that is me. I've read all your challenges over the years and if anyone can do it, is is you. You literally can make a meal out of so little. Cherylhttps://www.blogger.com/profile/03532160415343676858noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-66173584724219696782022-01-03T16:14:02.150+00:002022-01-03T16:14:02.150+00:00*haha* Well, good for you if this is the type of ...*haha* Well, good for you if this is the type of thing you enjoy. But who will get your money when you die? Probably somebody who will fritter it away in no time. Personally I think YOU should spend your money as life is short. But that's just me. Happy New Year!! ~Andrea xoxoxoThe Feminine Energyhttps://www.blogger.com/profile/02145843258211481300noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-55577221807978030372022-01-03T15:47:22.087+00:002022-01-03T15:47:22.087+00:00Sounds like you are ready to go and I am ready to ...Sounds like you are ready to go and I am ready to follow your progress! Ellen D.https://www.blogger.com/profile/03776803182673252265noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-82862953589088785812022-01-03T15:20:38.728+00:002022-01-03T15:20:38.728+00:00Thank you. xxThank you. xxSue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-10637870530183124522022-01-03T13:34:14.556+00:002022-01-03T13:34:14.556+00:00Hopefully good for others and me. šHopefully good for others and me. šSue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-89401226036178299162022-01-03T13:33:35.841+00:002022-01-03T13:33:35.841+00:00That sounds really good. šThat sounds really good. šSue https://www.blogger.com/profile/04947919568474743963noreply@blogger.comtag:blogger.com,1999:blog-6501869780961229827.post-29988786496884232212022-01-03T13:33:04.519+00:002022-01-03T13:33:04.519+00:00Hehe great challenge..Wishing you happy new year Hehe great challenge..Wishing you happy new year N A S S A Hhttps://www.blogger.com/profile/01154432086234138035noreply@blogger.com